It’s Time to Stop Using Robinhood

It’s Time to Stop Using Robinhood

As covered in our guide to investing, the surest path to wealth is slow and steady accumulation of low-fee, diversified index funds. It’s boring and simple, but it works. This article explains how Robinhood’s approach of quick and constant trading, complex options bets, and always-on access through your smartphone, is the opposite of sound, long-term…

Why I Applied for a Credit Card on my 18th Birthday

Why I Applied for a Credit Card on my 18th Birthday

The notion credit cards and young adults shouldn’t mix is misguided. Unlike many of the other opportunities adulthood brings—e.g. cigarettes and lottery tickets—credits cards can be a powerful resource in your personal finance tool belt. They’re the easiest way to build credit, enhance security against fraud, and can even provide a discount on every single…

Why I’m Terrified of Debit Cards

Why I’m Terrified of Debit Cards

Debit cards are often considered the financially stable alternative to credit cards, but they’re directly tied to your bank account. Debit card stolen = bank account drained. Despite their reputation, credit cards provide many protections and benefits that debit cards don’t. Fraud liability: In the United States there are specific laws that dictate your liability…

Stop Applying, Start Networking

Stop Applying, Start Networking

Why networking is more important than sending out job applications Searching for a job can be exhausting. Here’s a familiar story: You send out a bunch of applications and don’t hear back from a single one. Sometimes you wonder if anyone is even reading your submissions. Maybe you even get rejected from positions you’re fully…