As covered in our guide to investing, the surest path to wealth is slow and steady accumulation of low-fee, diversified index funds. It’s boring and simple, but it works. This article explains how Robinhood’s approach of quick and constant trading, complex options bets, and always-on access through your smartphone, is the opposite of sound, long-term…
The notion credit cards and young adults shouldn’t mix is misguided. Unlike many of the other opportunities adulthood brings—e.g. cigarettes and lottery tickets—credits cards can be a powerful resource in your personal finance tool belt. They’re the easiest way to build credit, enhance security against fraud, and can even provide a discount on every single…
Debit cards are often considered the financially stable alternative to credit cards, but they’re directly tied to your bank account. Debit card stolen = bank account drained. Despite their reputation, credit cards provide many protections and benefits that debit cards don’t. Fraud liability: In the United States there are specific laws that dictate your liability…
Everyone has their reason to be afraid of credit cards. You can go into debt. You may face high interest payments. You may get charged fees you didn’t know existed. Fortunately, credit cards don’t have to be complex. By following these three rules, these concerns won’t even apply to you! You’ll never have any credit…
Why networking is more important than sending out job applications Searching for a job can be exhausting. Here’s a familiar story: You send out a bunch of applications and don’t hear back from a single one. Sometimes you wonder if anyone is even reading your submissions. Maybe you even get rejected from positions you’re fully…
